OUR SERVICES
Land Conversion( BTR Change)
We assist, guide and provide proper guidance and services for converting the type of land from Nilam/nanja etc.to dry land/purayidom which are convertible by law, so that you can utilize the land for proper purpose like building house or commercial complexes etc.
In the wider interest of the society and mankind,paddy land and wetlands are to be preserved and protected from indiscriminate and uncontrolled reclamation and massive conversion.
But the Government of Kerala permits conversion of lands which were reclaimed before the introduction of Kerala Conservation of Paddy Land and Wetland Act-2008.
Kerala is a thickly populated State, hence the demand of land for construction of home is increasing day by day.So it has become sensible to give permission for conversion of land which are convertible by law.
But as the laws related to land conversion are very complex and updates are made to such laws in short period of time, the procedures required for land conversion are still unknown to public. Therefore, to get converted the land within time is very important for general public. It is common for applications to be rejected a year or two after submission due to minor errors. So it is always advisable to seek expert opinion before initiating the conversion process.
Maulis Bandara is comprising a group of experts with many years of experience in this field. Here you will get the most reliable services,opinions, suggestions and guidance available in Kerala.To convert the land is the realm of the Government of Kerala.But our stand is to guide,direct and inform the procedure for conversion assisting them to get it done quickly.
Documentation Services
These are activities associated with deleloping,revising,maintaining,reproducing and protecting documents in hard copy and/or electronic form.
Apart from all other kinds of documentation services,we specialize in land documentation,like document preparation,and document registration services.Because,it is considered as the area where special attention is required to be given as conventional way of document preparation system is imperfect and does not carry all facts mentioned in back-documents. Moreover the system of preparing and writing the document is not standardized all across the land. We verify all back-documents and prepare the new one which will stand as a complete document for all registration services and bank documentation/bank loan documentation services.
Bank Loan Settlement Solutions
Financial Education and Proper Financial Management are two core factors required for Business and Personal Growth. Most of the time we approach banks for financial aid with future business growth expectations, but things may not get on track and the EMI would become the hurdle and it becomes unpaid. Generally, it happens due to lack of proper financial planning. When the EMI is unpaid and it continues for few months, it becomes cumulative and the lender initiates legal proceedings for recovering the mortgaged property. This is the situation where people become panic and helpless. Nothing to worry about it. We can go for temporary Forbearance or Deferment with the help of experts with multiple solutions. That means you have still options for extending payment tenure for your outstanding dues. We will help you to give right guidance and solutions for getting it done.
When it comes to loan repayment solutions in normal cases, there are several options available depending up on your specific situation and the type of loan you have. Here are some common solutions we suggest and support
Debt Consolidation: If you have multiple loans with different interest rates and repayment terms, you can consider consolidating them into a single loan with a lower interest rate and longer repayment period. This can simplify your repayment process and potentially reduce your monthly payment amount.
Loan Modification: In certain cases, you may be able to negotiate with your lender for a loan modification. This can involve adjusting the interest rate, extending the repayment period, or changing other terms of the loan to make it more affordable for you
Refinancing: If you have a high-interest loan, you can explore the option of refinancing. Refinancing involves taking out a new loan with better terms to pay off your existing loan. This can help you secure a lower interest rate, reduce your monthly payments, or change other terms of the loan.
It's important to note that the availability of these solutions can vary depending on the type of loan and your specific lender. We have experts to analyse your problem and provide you the right solution.
Yoga Therapy
Yoga Therapy for relieving Back-pain and Disc prolapse.
Yoga therapy is a holistic approach to healing and well-being that combines the principles and practices of yoga with modern therapeutic techniques. It involves the application of specific yoga techniques, such as physical postures (asanas), breathing exercises (pranayama), meditation, and relaxation techniques, to address various physical, mental, and emotional health conditions.
Unlike a regular yoga class, where the focus is primarily on physical fitness and flexibility, yoga therapy tailors the practices to meet the individual needs and goals of the person. It takes into consideration their specific health concerns, limitations, and abilities.
Back Pain :
Back pain is a prevalent health issue that affects a significant portion of the population.1) Prevalence: Back pain is one of the most common health complaints worldwide. According to the Global Burden of Disease Study 2017, lower back pain is the leading cause of disability globally. Statistics shows that the growth rate of back pain from 2020 to 2050 will be around 36%. Back pain will be the main reason of disability of 800 million people by 2050.
2) Lifetime Prevalence: It is estimated that approximately 80% of adults will experience back pain at some point in their lives.
3) Chronic Back Pain: Chronic back pain, defined as pain lasting for 12 weeks or longer, affects around 20% of individuals who experience acute back pain
4) Work-related Impact: Back pain has a considerable impact on work productivity and absenteeism. It is one of the leading causes of missed work days and work-related disability.
5) Economic Burden: Back pain poses a significant economic burden on healthcare systems and societies. It results in substantial healthcare costs, lost productivity, and disability-related expenses
6) Age Distribution: Back pain can affect individuals of all ages, but it becomes more common as people get older. It is more prevalent among adults aged 30-50 years
7) Risk Factors: Various factors contribute to the development of back pain, including sedentary lifestyle, poor posture, obesity, lack of exercise, smoking, repetitive activities, heavy lifting, and psychological factors such as stress and depression.
8) Impact on Quality of Life: Back pain can have a profound impact on an individual's quality of life. It may limit mobility, interfere with daily activities, disrupt sleep, cause psychological distress, and reduce overall well-being.
Yoga Therapy and Back Pain
2) Core Strength: Building core strength is essential for maintaining proper posture and supporting the spine.
3) Spinal Alignment: Certain yoga poses can help align the spine and promote a healthy posture.
4) Stress Reduction: Chronic stress and tension can contribute to back pain. Yoga incorporates relaxation techniques, breathing exercises, and meditation to reduce stress levels and promote relaxation. This can help alleviate muscle tension and pain.
5) Body Awareness: Yoga therapy emphasizes body awareness and mindful movement. By paying attention to the sensations in your body during yoga practice, you can learn to identify and modify movements that aggravate your back pain. This helps you develop a better understanding of your body's limitations and prevent further injury.
6) Improved Posture and Body Mechanics: Yoga Therapy can improve your overall body awareness, including posture and body mechanics during daily activities. By practicing yoga, you can develop better body mechanics, such as proper lifting techniques, which can reduce strain on the back and prevent future pain. Our qualified yoga therapist assesses the client's back pain condition and develops a customized yoga program to support their healing process. It can be used as a complementary approach alongside conventional medical treatments or as a standalone therapy. We provide appropriate modifications, adjustments, and monitoring to ensure safety and effectiveness for each individual's unique needs.
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